Mortgage Company Is Selling My(Their) Home…

Bad things come in three’s right? And for me yesterday they did just that…locked arm in arm…skipping in and humming.

TOM started my day in full force with extreme discomfort and high moodiness. Not to mention cravings. Had to take him along to start our very small Christmas shopping for the kids.

Next, I had a hair appointment for color and trim/cut. Told her I wanted to up it a bit…either go a little lighter or darker or highlights…something. And to cut more layers in. CRAP! Why did I open my mouth…TOM made me do it!! Its too dark and so short I cant pull it back. I always pull my hair back…first thing in the am it goes back. I put a smile on in the salon…didnt want to let her know I hated it. I was in tears after leaving. I absolutly hate it and there is mothing I can do with it or about it. Its flat on my fat face.

Return home from that and get the mail from the box…a nice Christmas letter from the attorney of the mortgage company. They are selling the house on January 7th…

I have been waiting for months…months. Packing some things but still needed to live. Hesitated on putting anything up for Christmas cause I didnt know if we would even be here then. Finally gave in and decided to enjoy Christmas and “forget” the other stuff for a moment. And thats when it happens. I just dont get it. I know they have every right to this home now…and I was trying to be prepared for it and waited for something to happen. Now, just days before Christmas they tell me. I have two weeks in the midst of Christmas ans New Years to FIND a place to live, pack and get moved. People are going to be busy with their Holiday plans, not on normal work routines. I feel like its going to be even more difficult to find a place. 

I have to tell the kids…Do I tell them after Christmas day or now so they can know this is the last one here…enjoy it and take it all in. For me, I want to know as soon as possible so I can prepare myself (emotionally/mentally) for it. I hate it when people throw last minute stuff on me and trust me they do. I am surrounded by inconsiderate people. Two weeks notice…

Im sorry but I am at a loss. Ive got so much to do and just dont know where to begin. I want to curl in a ball and just disappear. I cant I have to keep going…Im a Mom…doesnt matter what I need…I have people who need me…and I need them…so I stand up again…again…abd again.

I love you guys and will try to be on here but now I have to take backseat again. Have to figure things out…

Dont know if I will get the chance after today so…MERRY CHRISTMAS my Dear Buddies. I love you and wish you the warmest times with your families and friends. Sending a BIG Bear hug to each of you.

Please keep me in your prayers… 

19 Comments so far

  1. leahmarie @ December 23rd, 2008

    Oh Girl, that is a lot in one day! I really hope that you can find a new home with a quickness, I hate moving myself, and I know how it feels to be forced to, and it totally sucks! I say tell the kiddos after Christmas, that way they don’t have to worry much during their special day.
    Sorry about your bad hair cut, I hate when that happens, but I am sure its not too bad girl, don’t be too hard on yourself :)
    You are such a strong person, its hard to pick yourself up, but when you have kids its like you have no other choice, you have to be strong and confident, even when you feel as weak as a mouse, good job on being an awesome mom :)
    Keep your chin up, I know its not easy, but have faith that everything will work out for the best, when you believe that things will get better, they usually do :)
    Peace to you and your kiddos, I wish you guys a Merry Christmas!
    Leah♥

  2. astrongnewme @ December 23rd, 2008

    I’m so sorry this has happened at the holidays, the worst possible time. Do you have companies near you that help people find rental homes? They do all the work, you just look at the places. I used one when I moved once, and it made it so much easier.

    The kids will likely be able to tell something is bothering you, so I would suggest going ahead and telling them.

    Is there any way to request more time from the mortgage company? Maybe let them know you have kids and need to find somewhere else to go, and places are going to be closed for the holidays. I have no idea if they will care about any of that, but it may be worth a try.

  3. kyliejo @ December 23rd, 2008

    If I were the kids I would want to know. Maybe not the youngest ones but the older ones.
    This sucks so much. I wish there is something I could do. Can you stay with family or something for a while? Until the kids are out for summer break and there are more places to choose from and you have more time?I agree with MJ to try to see if you could have more time, it’s not like they are going to sell the house on Jan 7th.
    I know this is hard but we are all thinking of you, you are a wonderful friend and don’t deserve this. Try to have a good holiday, your a mom so I know you can put up a pretty good front. We are all thinking of you.

  4. somemansdream @ December 23rd, 2008

    Oh girl,
    sorry to hear about all this. Take it one step at a time. I would suggest go ahead and tell the kids. They know when something is up..and lord knows what they might imagine. Also, they can help you pack up and do whatever chores they can to help. Make a plan..or a list and go down it and get things done (dont know if this will help..list maker myself).
    Debbi girl, I know things are in a mess…My christmas wish for you is that you keep taking care of yourself. I understand the need for a break from here so you can get things done. You have lots to do and a lot of worries and stress..vent it in a good way..not by food.
    Merry christmas girl…lots of love Debbie

  5. sabrinaBB @ December 23rd, 2008

    I am so sorry to hear that you have to deal of all of that. Sure not the best time either. I would tell the kids too. That way you can all get it done together. I wish there is more I could do for you but all I can do is keep you and your family in my prayers. I hope everything works out just great and you can enjoy the holidays like you should.
    Merry Christmas …. ((BIG HUG))

  6. LittleFlower @ December 23rd, 2008

    Oh my God girl, I’m so sorry to hear about your home. I really am. What a horrible time of the year to do it too……. I hope you have a very Happy Christmas with your kids and that things fall into place for you in 2009.

  7. grapeape @ December 23rd, 2008

    I send my love. I’m so very sorry to hear all that. I personally wouldn’t burden the children with it before christmas, but it is a personal choice. Hang in there!

  8. TerisJourney @ December 23rd, 2008

    OUCH!
    You are in my prayers.
    Godspeed my friend.

  9. jschott4402 @ December 23rd, 2008

    Oh my gosh.. im so sorry. The same thing always happens to my family. When it rains it pours. I never understand why we have to go through such things, but i find comfort in knowing that God is in control of the situation. You are in my prayers.

  10. buttercup @ December 23rd, 2008

    Oh Debbi… I would give ANYTHING if there was some way I could ease your burden.

    Got you in my prayers. Just turn it all over to Him and He will guide you.

    ((((((((Debbi)))))))))

    Huggggggggggggggggs,
    Shan

  11. JustShowUp @ December 23rd, 2008

    I know that there is little that I could say to make it better…so I will just tell you that I am praying for you and your family! I hope that 2009 brings you better times….

    ((HUGS))

    Stacey

  12. blt4ever @ December 23rd, 2008

    Oh geez sweetie, I am soooo sorry to hear about this. :( I will be praying for you and your family. Hang in there!

  13. kamaperry @ December 23rd, 2008

    Oh Debbi. What an awful lot to bear, I wish I coukd do some thing. I am sure sending lots of prayers for you. And that God will send you peace “in the midst” Love you, Kama

  14. LaTina @ December 23rd, 2008

    As a mom myself… I’d say you know the kids best, mine, I would tell immediately, but you know yours best.

    I can’t imagine trying to find a place on such short notice… anywhere you could stay a while… maybe put most of your stuff in storage and just live temp. somewhere till you find a suitable place… that has to be a chore with 4 kids… I know it was with my 3!

    What about J… is he able to help out with the kids? Does he have a place in their same school district? I hate to see them change schools on top of everything else…

    idk what else to say… you’ll be on my mind all through the holiday.

    Love and peace,
    ~tina

  15. slimit @ December 23rd, 2008

    Hi Debbie - I don’t know the situation but from what you wrote in the blog it sounds like you knew this might be coming. I am the GM for a nationwide correspondent lender (a mortgage company in simple terms) - have you already spoken with an attorney or discussed loan modification? I know it’s none of my business but I sincerely want to help give you advice if possible, but again I don’t know the circumstances.

  16. ar2 @ December 23rd, 2008

    Holy crap! I’m so sorry Debbi! Just because you knew this was coming doesn’t make it any easier. I know I can’t do anything to make it better, but I’ll keep you in my thoughts.

  17. khmerbeauty @ December 23rd, 2008

    I am so sorry I didn’t respond earlier; I saw your blog hon but I had so much work to tend to as it was our last day before the 2 week break.

    I’m so sorry that it’s happening this time of year.

    Please, take care of yourself. I pray that you find a place soon.

    I love you and I will certainly check up daily to see how you are doing.

    (((((((((DEBBIE))))))))))))))))

  18. renee68 @ December 24th, 2008

    So sorry about this terrible news. I dont know the ages of your children, but if they are younger I would wait till after Christmas to tell them. No sense in causing them to worry at this time. Just my opinion. Good luck…I hope things work out for you. You will be in my thoughts.

  19. beckyboo @ December 24th, 2008

    Aww, I am so sorry this is happening to you and your kids. No time is a good time for this, holidays or not. This nation is in such a heap of CRAP! You are such a strong woman—your attitude about this is commendable—I would have already given in and been in the ball under the covers in bed and prob chained myself to the bed… Of course you have children and can’t do that and you are remaining strong for them. I am praying for you and yours and truly hope that everything works out for you in a way that your lives are not completely disrupted. Stay strong and keep the faith. Sending you my very best wishes—

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